Does fully comp car insurance cover you for accidental fire caused by oil leak in car?

yes it does just inform your insurance company asap.Does fully comp car insurance cover you for accidental fire caused by oil leak in car?
unlikely to as the policy wording will usually say you are responsible for keeping the vehicle in a roadworthy condition.





It could be argued that an oil leak would make the car unroadworthyDoes fully comp car insurance cover you for accidental fire caused by oil leak in car?
Yes it does. but before you make a claim check out what the cost will be cause you'll loose your no claims discount unless it's protected. And if it's for a car worth less than 拢1000 you'll probably be better off not claiming since by the time you've paid your excess and the increased premiums for the next few years you may well be out of pocket more than paying for a new car all yourself.
Definately. Fully comp covers you even if its your fault but your premium may go up if you claim
It should do, but be aware that the insurance company may try to prove the oil leak was known about, and you didn't get it repaired. Therefore you have neglected the condition of the car which contravenes the policy wording. It sounds harsh but I've heard of it happening.
There is no such thing as ';fully comp';. You either have comprehensive, which covers damage that is your fault that you do to someone else's property, or full coverage, which would include collision (sometimes with a deductible) and possibly fire and theft coverage. Which do you have? Read the policy, or call your agent to see. If you have full coverage, it will cover up to the value of the vehicle, minus your deductible if any.
yes, i think it should, if not cancel your insurance and go with another company.....
Yes, subject to any excess
There are 3 parts to car insurance. First is Liability, which every car is required to have by law. Second is Collison and Third is Comphrensive, these are only required by law if you have a lien against the vehicle.





Liability covers victims of an accident you caused, not you or your vehicle.





collision covers damages to your vehicle in an accident that you cause.





Comprhensive covers non vehicle accident damage to your car, like hitting a deer, or a while driving a stone hits your windshield, cracking it, or vandalism.





Now based on what you said about an oil leak, if I was the adjuster, I would deny the claim, because you should have found the leak during normal preventative maintenence, which you should have fixed.
Hello,





The answer is definately YES! if you have a fully comprehensive car insurance policy it will cover you for fire, even if you the policy holder caused the fire by accident. Fully comprehensive means just that, it covers you for all eventualities no matter who is responsible, %26amp; that's why you pay a higher premium than say just third party fire %26amp; theft policies.





**But you should definately check the policy T%26amp;C's documentation as there are limits %26amp; exclusions to policies aways.





**For example I live under a flight path but my home insurance excludes dam to my property from say a wheel that drops off an aircraft coming into land, etc. So always check the small print.





IR
Yes fully comp will cover you, you may have an excess to pay but it will cover you..





One little note to our american collegues, the uk law works differently to yours